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Are you a BC first time homebuyer? Tax exemptions hints from a BC mortgage broker for obtaining a BC mortgage or mortgage British Columbia loan or mortgage BC loan

So you are thinking of buying a home in BC? Great! It is a beautiful province and buying a home in British Columbia is a great long term investment. If you are a first time buyer you may be entitled to some ‘tax relief’. Here is advice from a BC mortgage broker for understanding the tax exemptions that you could be entitled to receive in British Columbia.

TAX EXEMPTIONS

  • All applicants have not owned an interest in a principal residence anywhere in the world
  • Mortgage must be 70% or more of the purchase price or value to qualify for exemption
  • Maximum purchase in lower mainland $275,000.00, in the rest of B.C. $225,000.00
  • Term of the mortgage must be more than one year.
  • Must be primary residence for at least one year
  • May qualify for 50% of tax refund if one of a couple is a first time buyer
  • Must be a Canadian citizen and a resident of B.C. for at least the last 12 months

I would like to introduce myself, my name is Gregory Stanley CFP AMP - your personal BC mortgage broker with over 20 years experience in the financial services industry and I am considered a BC mortgage expert - and a national expert in the Canadian lending marketplace. I pride myself in finding the best and lowest rate BC mortgage for all my clients. My mission statement ‘my first interests are in your best interests’ has served my clients - and me - well over the years.

As your personal BC mortgage broker I can help you get started in your BC home purchase by doing two things. As your personal BC mortgage broker I am networked with ‘buyer’ real estate agents across British Columbia. These agents are used for the sole purpose of finding you a suitable property that a BC lender would approve of and give you the best mortgage British Columbia loan and to negotiate the best purchase price for you. I have a relationship with them. They are working with me ‘ahead of time’ understanding my BC mortgage lending requirements for you to obtain the best BC mortgage financing. I will get you pre-approved with the best BC mortgage lender. You will get the best lowest rate BC mortgage. It is really that simple. Closing dates are discussed ahead of time. Everything, including negotiating purchase price, the contract of purchase of sale agreement, is discussed with me with the real estate agent. I am very hands on in this entire process. This ensures in my mind that you are truly getting the best BC home purchase deal and BC mortgage financing deal possible.

As your personal BC mortgage broker I will shop the BC lender marketplace for the best and lowest BC mortgage rates. And, besides BC mortgage rates, I will discuss the important BC mortgage provisions that will ensure the right contractual mortgage British Columbia terms for you and your family. There are many options to choose from for your BC mortgage financing. As your personal BC mortgage specialist I can assist you in making the right choice for your BC mortgage loan.

So lets get started!
Contact me. And I will get you preproved with a BC mortgage package and, if you wish, arrange for you to have your very own ‘buyer’ real estate agent. If you would like Gregory Stanley, CFP AMP to be your personal BC mortgage broker to help you with all your BC mortgage financing needs
CLICK HERE

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